General tips on how you can be prepared for natural disasters.

We all watched in horror as not one, but several storms and hurricanes ripped through the Caribbean, as well as severe flooding throughout our islands earlier this year. As we look towards a brighter 2018, we wanted to provide you, our readers, a guideline to homeowners insurance, since several salient issues arose after these natural disasters.

We also encourage you to think about ways you as a homeowner can secure your home on your terms. As the local saying goes, take in front before front take you. Here are some tips for safeguarding your home in tandem before the big one:

Install Shuttering: With the kind of damage we saw from previous storms, installing hurricane shutters might seem a bit drastic, but there is no harm in being as safe as possible. This will prevent busted glass from flying debris and also keep your family safe.

Get Shatterproof Windows: We understand that not every budget will allow for every single tip, however, an alternative is using shatter proof windows will provide security, as well as maintain safety in your home in the event of a strong storm or hurricane.

 

Protect Your Roof: Having a strong roof over your head has never been more important than now. Ensuring your roof is not only in good condition, but also using extra measures in the event of a storm will actually prevent any shingles or galvanise from being ripped off.

Have Your Plumbing Maintained: From leaky faucets to broken pipes, indoor flooding can occur. Potable water being the number one issue in times of disaster, it is a good idea to take stock of your water supply for bathing, drinking and meal prep.

Keep Those Trees Trimmed: This is a general point of care in most homes, as tree trimming is recommended to prevent any damage from regular island living. Fallen branches or fallen trees, by keeping your yard well maintained your home and hearth are doubly secured.

First Aid and Medical Kits: This might seem like a no-brainer, but basic first aid kits don’t account for insulin, special medication or even allergy relief. Have a kit with extras of everything to ensure you and your family are safe. Hydrogen peroxide and other anti-bacterial creams, as well as bandages and lots of gauze will come in handy if need be. Hopefully, you wont need it, but the comfort is in having it handy.

Batteries and Other Sundries: We all have so many devices these days, and no doubt, batteries are equally important. As we saw earlier, communication went down island wide on all islands for days. Having any kind of alternative device is a little extra, but it may be worth the investment in the long run.


Now that you’re in the know we hope you never have real need for disaster insurance claims. However, in the event there is a pending storm or hurricane, you’re as prepared as can be.

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